ToolsCash flows

XIRR / IRR Calculator

Approximate IRR for irregular dates and amounts using Newton–Raphson on XNPV — paste rows or enter manually; educational.

Multiple dated flowsNewton–RaphsonOptional CSV paste

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Cash flows

Irregular dates → annualized IRR

Amounts follow spreadsheet sign convention: outflows negative, inflows positive. Uses actual/365 year fractions from the first cash-flow date.

Advanced mode

Notes for CSV import (phase-2 style workflows).

Results

XIRR (annualized)

Rate

3.31%

Newton–Raphson on NPV; verify material cases in a spreadsheet

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Perspective

IRR can have multiple or no solutions

Non-conventional cash flows can produce multiple IRRs; XIRR depends on date spacing.

Use alongside simpler metrics when diagnosing portfolios.

FAQ

Common questions

Is this Excel-identical?

It aims for similar methodology but may differ slightly from Excel XIRR in edge cases.

Minimum flows?

You need at least one negative and one positive cash flow for a meaningful IRR.

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