Asset Allocation & Glide Path
Set stocks, bonds, and cash weights and optionally glide toward a retirement allocation over years — see a simple year-by-year path.
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Weights
Stock / bond / cash mix
Set sleeves that sum to 100% (we normalize if they do not). A simple age-based glide suggestion is shown for comparison only.
Advanced mode
Layer in assumed returns by sleeve for a crude deterministic projection (not a forecast).
Results
Mix & glide hint
Normalized stocks
62.0%
Normalized bonds
30.0%
Normalized cash
8.0%
Glide-path stocks (rule-of-thumb)
72%
110 minus age, bounded
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Perspective
Glide paths reduce equity risk as goals approach
A glide path is a policy, not a market timer — it shifts risk as the horizon shortens.
Cash and bonds add stability but may lower long-run expected return — trade-offs are personal.
FAQ
Common questions
Is this personalized advice?
No. It illustrates allocation math only.
What does linear glide mean?
Allocation moves evenly each year from starting weights to ending weights — a simplification for education.
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