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FD term snapshot

6-month fixed deposit rates Sri Lanka

Use the 6-month FD snapshot to compare mid-short term deposit offers before locking cash for a full year. Treat this as a screening table, not a quote. Banks and finance companies can change offers by amount slab, payout method, senior-citizen status, tax treatment, and renewal conditions.

Best listed rate

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Institutions

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with a listed 6 months rate

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Ranked 6 months FD snapshot

Sorted by highest listed annual-style rate. Confirm the exact product, interest payout method, and early withdrawal rules.

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No 6 months rows are available in the current FD snapshot.

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Verify the slab

A published headline rate can depend on minimum deposit size, branch channel, customer segment, or promotional timing.

Compare net return

Use the calculator to check maturity value after compounding and withholding tax instead of comparing only headline rates.

Check risk and liquidity

Longer lock-ups can pay more, but early withdrawal, renewal, and institution risk still matter.